TikTok's fate hangs in the balance, and the cross-border e-commerce payment issues are equally concerning.

Created on 07.29
In the field of cross-border e-commerce, recent times have been full of changes. A major piece of news about TikTok has shocked all sectors, and at the same time, the issues faced by cross-border e-commerce customers in payment are also worthy of our high attention. As Zhongnan Whale Navigation International, which focuses on the full-process service of international logistics, we understand that cross-border payment is closely linked to the logistics process, and payment issues may have a chain reaction on customers' businesses. Today, let us delve into these hot topics together.
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(Image source from the internet)
TikTok faces severe challenges
On July 24, 2025, U.S. Secretary of Commerce Gina Raimondo stated in an interview with CNBC that if the Chinese government does not approve the sale of TikTok, the short video platform with 170 million users in the United States will be forced to cease operations. This news was like a bombshell, instantly causing a stir around the world.
Looking back, on the eve of the ban taking effect, the Trump administration intervened three times in a row. On January 20, 2025, an executive order was signed to postpone the ban for 75 days until April 5; on April 4, it was extended again for 75 days until June 19; on June 17, it was extended for the third time for 90 days until September 17. Behind this series of actions by Trump lies his political considerations, as 47% of TikTok users in the U.S. are aged 18-29, a core voting demographic for him. A forced ban could provoke a strong backlash from young voters, while linking the ban to tariff negotiations with China could provide him with more leverage in negotiations.
Lutnik emphasized in an interview that any deal must ensure that the U.S. has control over the platform's technology and core algorithms. It is important to note that TikTok's recommendation algorithm has been included in China's "Export Control Technology List," and any transfer requires government approval, which undoubtedly has become the key point in this game. In response to pressure from the U.S., Chinese Foreign Ministry spokesperson Guo Jiaqin reiterated at a regular press conference on July 25 that China has repeatedly clarified its principled position and will continue to handle related issues in accordance with laws and regulations. As the final deadline of September 17 approaches, the fate of TikTok has become the focus of global attention, and this digital game may transcend the commercial realm, becoming a key case for testing global digital governance rules.
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(Image source from the internet)
Cross-border payment issues affect cross-border e-commerce customers
For our cross-border e-commerce clients, in addition to paying attention to the ever-changing landscape of the international internet, cross-border payment issues within their own business are even more closely related to daily operations.
1) Risk of changes in payment platform policies
Taking PayPal as an example, its policy changes often catch cross-border e-commerce sellers off guard. In the past, PayPal has conducted large-scale rectifications of accounts in China, resulting in many sellers' account funds being frozen, deducted, or even cleared. According to incomplete statistics, the amount involved has reached tens of millions. Once there is a problem with the account, sellers not only face obstacles in the flow of funds but may also affect a series of subsequent links such as the procurement of goods, logistics transportation arrangements, and so on. In our logistics services at Zhongnan Whale Navigation International, we sometimes also experience delays in the payment of logistics fees due to clients' funds being frozen, which affects the timely shipment and delivery of goods.
2) Exchange rate fluctuations lead to losses
In cross-border payments, exchange rate fluctuations are an issue that cannot be ignored. Due to the time difference in cross-border settlement and payment institution clearing, any changes in the exchange rate during this period may result in the refund amount being inconsistent with expectations. For example, during the summer, when consumers canceled their Tokyo Disneyland VP package, although it was within the free cancellation period, the refund amount significantly shrank due to exchange rate fluctuations, resulting in deductions ranging from hundreds to thousands of yuan. This means that for cross-border e-commerce customers, profit margins may be compressed due to exchange rate issues. In terms of logistics cost accounting, if costs increase due to exchange rate fluctuations at the time of payment, it may lead to overspending on the originally planned logistics budget, affecting cooperation arrangements with logistics suppliers. For instance, if the plan was to use more efficient air freight, the increase in costs may force a choice of relatively slower sea freight, thereby affecting the delivery timeliness of goods and reducing customer satisfaction.
3) Payment Security and Compliance Risks
Cross-border e-commerce transactions involve the laws and regulations of different countries and regions, making the security and compliance of payment processes crucial. Once a payment security vulnerability occurs, such as customer information leakage, it may trigger a crisis of customer trust, leading to a decline in business volume. At the same time, if local payment regulations are violated, fines and other penalties may be imposed. This not only affects the financial security of cross-border e-commerce customers but also negatively impacts their brand image. Furthermore, during the logistics and transportation process, if payment issues cause goods to be detained by customs, our services at Zhongnan Whale International, such as customs clearance and last-mile delivery, will also be unable to proceed smoothly, severely affecting the normal operation of customer businesses.
Zhongnan Whale Navigation helps cross-border e-commerce customers cope with challenges
In the face of such a complex and ever-changing cross-border e-commerce environment, China-South Whale Navigation International leverages its own advantages to fully assist customers in solving problems.
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Professional knowledge provides reasonable advice to clients, helping them adjust logistics strategies to minimize losses to the greatest extent.
For example, when customers face financial constraints due to payment issues and cannot afford the originally planned express logistics solution, we can plan more cost-effective logistics routes for customers based on our familiarity with logistics routes in different countries, ensuring that goods can still be delivered safely and on time to their destination.
2) Full container DDP/DDU service across the United States is stable and efficient
Our full container DDP/DDU service across the United States can quickly respond to customer needs and ensure efficient delivery of goods.
When issues arise with cross-border payments and customers are concerned about delays in the transportation of goods, our strong logistics service capabilities can reassure customers.
No matter how the payment process changes, we can transport the goods to various locations in the United States on time according to the contract agreement, ensuring the stability of the customer's supply chain.
Even if the customer's payment issues lead to an extended storage time for the goods, we can flexibly coordinate and provide reasonable storage solutions for the customer to reduce additional costs.
3) The layout of overseas warehouses enhances competitiveness
We have high-standard warehouses in the United States, Canada, Mexico, the United Kingdom, and other locations. This advantage of overseas warehouse layout can greatly help cross-border e-commerce customers cope with the challenges brought by payment issues.
When situations such as fund freezing occur during the payment process, causing goods to be unable to be shipped from the country in a timely manner, customers can utilize our overseas warehouse to prepare stock in advance, quickly respond to market demand, and avoid sales losses caused by stockouts.
At the same time, shipping through overseas warehouses can shorten delivery times, enhance the customer shopping experience, and strengthen customers' competitiveness in overseas markets, to some extent mitigating the negative impact that payment issues may cause.
4) Own fleet responds flexibly
We have our own fleet consisting of 30 trailers and 65 chassis resources, capable of flexibly responding to various transportation needs.
The advantages of having a self-owned fleet become apparent when cross-border payment issues lead to temporary adjustments in logistics plans.
For example, when customers need to urgently allocate goods to other warehouses or change the delivery address, our own fleet can respond quickly, complete transportation tasks in a timely manner, ensure the smooth progress of logistics, and reduce the risk of delays in goods transportation caused by payment issues.
Conclusion: Health products going overseas, certification compliance + efficient logistics as dual support
In the wave of cross-border e-commerce, TikTok's fate and the issue of cross-border payments are constantly on the minds of cross-border e-commerce customers.
As a trusted logistics partner for cross-border e-commerce clients, China-South Whale Shipping International will always uphold a professional, efficient, and responsible attitude. Leveraging its comprehensive logistics service advantages, we will work hand in hand with clients to face various challenges together. In the complex and ever-changing market environment, we will safeguard the stable development of clients' cross-border e-commerce businesses. Let us pay attention to industry trends, actively respond to changes, seize new opportunities, and create a better future together.
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